Locally Owned and Operated
Our company offers you over 40 years of experience in the mortgage industry, guaranteeing you'll work with knowledgeable brokers who know how to get your loan closed. In this challenging market, stick with a company who has a proven track record of closing the deal!!!
Customers First
Our mission is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a timely, effective and pleasurable transaction.
Get Fast Answers
At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
What We Do Best!
- The absolute lowest rates on LARGER LOANS ($417,000 & over). We are the JUMBO specialists! The most creative & flexible terms available. We will NOT be beaten by a lower rate on larger loans!
- Great rates on conforming loans ($417,00 or less) The most flexible programs for FIRST-TIME HOMEBUYERS. We make the process easy and friendly...no intimidation factor!
- SERVICE and EDUCATION:
- We will personally walk you throught the loan process.
- We will explain the loan process and the options available so that you thoroughly understand it.
- We will clearly explain all fees and documents.
- We will give you unparalleled service and attention.
- We want your business. We will EARN your trust.
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First Trust Mortgage Co. is a locally owned brokerage firm, working with all the top U.S. lenders to ensure that you get the most competitive rates on any given day. We shop the rates so you don't have to.
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- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility,
but something that I enjoy doing. This enthusiasm and hard work will benefit you and
help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
I have many years of experience and knowledge working in this industry. I can say with
confidence that I'll get the job done right.
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 Mortgage News Daily
Mortgage Rates Waiting on the Federal Reserve - 13 hours ago
Posted To: Mortgage Rate WatchMortgage rates moved higher early Friday morning following a better than expected read on Retail Sales. However, as the day progressed, benchmark Treasury yields did move lower, helping mortgage-backed securities prices recover early session losses. Most lenders did not reprice for the better after these improvements though. After a slow week of economic data, the calendar picks up in the days ahead. Starting with manufacturing data this morning.... Each month, the New York Federal Reserve conducts a survey of approximately 175 manufacturing executives in New York State on the strength of business conditions. Readings above 0 indicate expanding or improving conditions while readings below 0 indicate contraction. This data has indicated steady improvements since August of 2009. The Empire State...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS CLOSE: Flat Day Reiterates Focus On FOMC - 13 hours ago
Posted To: MBS CommentaryIn shocking twist of events, MBS end where they begin, with 4.5 at 100-29 "Huge" change in treasuries too with 10yr at 3.695 vs. 3.701 coming into the day (a whole 6 thousands) Stocks rally to close right at their best levels from Friday, but no higher. Stock lever didn't hurt bonds. Tomorrow AM data of low to moderate importance: Housing Starts at 830 expected at .565 mln vs .591 mln previously Import/Export Prices at 830 (previously .8% MoM and 3.4% YoY on exports and 1.4% MoM and 11.5% YoY on imports) Important stuff later in day with FOMC announcement at 215pm Did you know that MoM and YoY refer to "month over month" change and "year over year" change, respectively? We use that from time to time, as do others. And armed with that little bit of knowledge...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Ranking the Largest Banks by Assets; Warehouse Lending; More on Mandatory vs. Best Efforts; Funding Costs Are Really Cheap - 14 hours ago
Posted To: The Garrett Watts ReportWith all the moving and shifting, here are the most recent numbers on the largest banks ranked by assets: A few others you know are: #12 U.S. Bancorp ($265 billion), #17 BB&T ($165 billion), #23 Fifth Third ($110 billion), #33 Comerica ($59 billion), #82 Sterling Financial, Spokane ($11.9 billion). Top bank research firm Keefe, Bruyette has identified 21 distinct periods of bank performance starting in the early 1960s. Outperformance periods averaged 34 months in length, during which bank stocks outperformed the market by an average of 20.8% annualized. The under-performance cycles averaged 23 months, during which bank stocks lagged the market by 20% per year, on average. Our view is that an outperformance for small cps banks is just around the corner. A good example of how much access...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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