Locally Owned and Operated
Our company offers you over 40 years of experience in the mortgage industry, guaranteeing you'll work with knowledgeable brokers who know how to get your loan closed. In this challenging market, stick with a company who has a proven track record of closing the deal!!!
Customers First
Our mission is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a timely, effective and pleasurable transaction.
Get Fast Answers
At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
What We Do Best!
- The absolute lowest rates on LARGER LOANS ($417,000 & over). We are the JUMBO specialists! The most creative & flexible terms available. We will NOT be beaten by a lower rate on larger loans!
- Great rates on conforming loans ($417,00 or less) The most flexible programs for FIRST-TIME HOMEBUYERS. We make the process easy and friendly...no intimidation factor!
- SERVICE and EDUCATION:
- We will personally walk you throught the loan process.
- We will explain the loan process and the options available so that you thoroughly understand it.
- We will clearly explain all fees and documents.
- We will give you unparalleled service and attention.
- We want your business. We will EARN your trust.
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First Trust Mortgage Co. is a locally owned brokerage firm, working with all the top U.S. lenders to ensure that you get the most competitive rates on any given day. We shop the rates so you don't have to.
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- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility,
but something that I enjoy doing. This enthusiasm and hard work will benefit you and
help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
I have many years of experience and knowledge working in this industry. I can say with
confidence that I'll get the job done right.
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 Mortgage News Daily
Winning Streak Snaps As MBS Close At The Lows - 4 hours ago
Posted To: MBS CommentaryGoing out at lows of the day with 4.5's down 3 ticks to 101-00 10yr Tsy at high yield of day just under 3.68 Moderate gains in Dow and Nasdaq, S&P unchanged Big raft of data + Treasury Supply was just a bit too bearish for bonds today Still... Not a huge affair in terms of volume. MBS about half of normal. Kind of a medium term chart tonight but a lot going on with MBS trends, so the discussion will be almost exclusively on the top section of the following chart: Many many colors in the MBS chart, eh? Here's what they are: WHITE LINE: can either be thought of as one of two things: pretty dang close to 101-00 or an inflection point over the past two weeks. Both are accurate. It's moderately supportive vs. the pessimism that the next two sets of lines seem to suggest YELLOW LINES...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
10 Days Left in Fed's MBS Purchase Program. What is Potential for Extension? - 4 hours ago
Posted To: MND NewsWireThe Federal Reserve reported on their weekly purchases of agency mortgage-backed securities (MBS). In the week ending March 17, 2010, the Federal Reserve purchased a gross total of $10.6 billion agency MBS. In that week the Fed sold $601 million mortgage-backeds (supported the roll), for a net total of $10.0 billion agency MBS purchases. This amount is unchanged from the previous three reporting periods. The goal of the Federal Reserve's agency MBS program is to provide support to mortgage and housing markets and to foster improved conditions in financial markets more generally. Only fixed-rate agency MBS securities guaranteed by Fannie Mae, Freddie Mac and Ginnie Mae are eligible assets for the program. The program includes, but is not limited to, 30-year, 20-year and 15-year securities...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Lenders Reprice for the Worse. Mortgage Rates Move Higher - 5 hours ago
Posted To: Mortgage Rate WatchMortgage rates moved a few basis points lower yesterday after producer price data indicated inflation is still not a market moving concern. This data came out early in the morning which allowed lenders to improve rate sheet pricing right out of the gates. After that, mortgage backed securities prices moved sideways for most of the day before closing slightly above the price which they opened. Most lenders left rate sheets unchanged on the day, at very aggressive levels. The economic calendar was packed today. First out was consumer level inflation data, the CPI. The Bureau of Labor Statistics released the Consumer Price Index at 8:30 this morning. This index measures the price change of a fixed basket of goods and services purchased by consumers, also known as inflation, the enemy of interest...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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