Locally Owned and Operated
Our company offers you over 40 years of experience in the mortgage industry, guaranteeing you'll work with knowledgeable brokers who know how to get your loan closed. In this challenging market, stick with a company who has a proven track record of closing the deal!!!
Customers First
Our mission is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a timely, effective and pleasurable transaction.
Get Fast Answers
At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
What We Do Best!
- The absolute lowest rates on LARGER LOANS ($417,000 & over). We are the JUMBO specialists! The most creative & flexible terms available. We will NOT be beaten by a lower rate on larger loans!
- Great rates on conforming loans ($417,00 or less) The most flexible programs for FIRST-TIME HOMEBUYERS. We make the process easy and friendly...no intimidation factor!
- SERVICE and EDUCATION:
- We will personally walk you throught the loan process.
- We will explain the loan process and the options available so that you thoroughly understand it.
- We will clearly explain all fees and documents.
- We will give you unparalleled service and attention.
- We want your business. We will EARN your trust.
|
|
| First Trust Mortgage Co. |
|
First Trust Mortgage Co. is a locally owned brokerage firm, working with all the top U.S. lenders to ensure that you get the most competitive rates on any given day. We shop the rates so you don't have to.
|
|
|
|
|
| |
|
- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility,
but something that I enjoy doing. This enthusiasm and hard work will benefit you and
help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
I have many years of experience and knowledge working in this industry. I can say with
confidence that I'll get the job done right.
|
|
|
 |
 Mortgage News Daily
Lenders Relaxing Non-Agency ARM Regs; High Cost Loan Reporting Guidance; Negative Convexity Defined; New Mortgagee Letter - 1 hour ago
Posted To: Pipeline PressWho says numbers aren't fun? A top muni bond analyst at Wells Fargo sent THIS to me. Numbers are fun! Sometimes time drags, and sometimes it flies. I came to this brilliant observation yesterday while waiting in the California DMV, waiting for my 15 year old daughter to obtain her driver's permit. Time flies doesn't it? On the other hand, in the mortgage business, it seems like a lifetime ago when companies were offering stated/stated 90% neg AM loans. Can anyone seriously push to have those days come back? That being said, ING notified its brokers that it raised LTV's and CLTV's, especially on Jumbo adjustable rate mortgages. US Bank's wholesale division is pushing its 1/1, 3/1, 5/1, 7/1, 10/1 ARM programs with IO options, cash out, up to $1.5 million. EverBank is "dipping...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS OPEN: Speculative Signs of Reversal in Benchmarks - 3 hours ago
Posted To: MBS CommentaryGood Morning. A nationwide strike has essentially shut down Greece. From the AP : "Thursday's strike — the second in a week — brought the country to a virtual standstill, grounding all flights and bringing public transport to a halt. State hospitals were left with emergency staff only and all news broadcasts were suspended as workers walked off the job for 24 hours to protest spending cuts and tax hikes designed to tackle the country's debt crisis" Seems like a good way to cut the deficit doesn't it? (note sarcasm) Jobless Claims data has been released. The market was expecting 460,000 new claims and 4.49m continued claims. The Labor Department reported initial jobless claims fell to 462,000 in the week ending 3/6/2010. This is 6,000 less than the previous...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
The Day Ahead: Chinese Inflation Drives Domestic Stocks Lower - 3 hours ago
Posted To: MND NewsWireSpeculation that China may have to tighten its economic policy is pulling investor sentiment lower this morning. Amid positive data on industrial production and retail sales, Chinese CPI climbed 2.7% in February, indicating that the central bank may have to take a more serious approach to slow down spending. “China is aiming for 3% inflation for all of 2010,” said Benjamin Reitzes from BMO. “Continued acceleration would make that target tough to hit and markets are concerned that this latest jump in inflation could cause Chinese officials to tighten policy further.” Reitzes called the CPI figure “somewhat troubling,” adding that it’s too early to a definitive statement that prices are about to take off. “However, with the economic numbers showing...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
 |
|
|
|
|
